Would you like to determine your ability to qualify for a grant and/or loan funding to address your septic problems?

With a little information from you, the Fight the Flood (FTF) staff can evaluate your septic needs and respond with funding opportunities that you are eligible for. Please note that these funding programs can NOT reimburse for past work you have performed.

Loans have low interest rates and offer more immediate assistance. Grant funding eligibility varies and can take time to access (sometimes months to years). It is important to consider the urgency of your need.


Financial Assistance

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Determine Eligibility

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Middle Peninsula Planning District Commission Loan Funds

Who is Eligible: Qualifying individual’s residences and businesses (businesses normally found around the waterfront).

What is Eligible: Septic repairs, replacements and upgrades.

Locations: Counties of Essex, Gloucester, King and Queen, King William, Mathews, and Middlesex, as well as the Towns of Tappahannock, Urbanna, and West Point.

Additional Information: Interest rate is currently 50% of Prime.


Department of Environmental Quality 319H (DEQ 319H) Grant Funds

Who is Eligible: Anyone in approved locations for a 50:50 cost share.

What is Eligible: Individual septic pump outs, repairs and replacements.

Locations: Piankatank/Gwynns Island/Milford Haven ONLY. Contact staff to screen your address.

Additional Information: Residential dwellings that are occupied or may be temporarily unoccupied between leases, any repair or replacement approved by Virginia Department of Health and not prohibited by any local ordinance.


Department of Environmental Quality (DEQ) Local Partner Grant Funds

Who is Eligible: Individual must qualify for 100% cost share by meeting programs Low and Moderate Income (LMI) qualifications.

What is Eligible: Community septic repair, replacements and upgrades; individual septic repairs, replacements and upgrades.

Locations: Counties of Essex, Gloucester, King and Queen, King William, Mathews, and Middlesex, as well as the Towns of Tappahannock, Urbanna, and West Point.

Additional Information: Requires a signed cost share agreement with participant and Middle Peninsula Planning District Commission (MPPDC) for MPPDC to reimburse contractor for appropriate cost share amount.

 


Department of Environmental Quality (DEQ) Fleet Purchase Grant Funds

Who is Eligible: Qualified business or individual for a 50:50 cost share and 100% grant for Low and Moderate Income (LMI) qualified.

What is Eligible: Individual septic repairs and replacements.

Locations: King William County.

 


Disclaimer

This page is for overview reference only funding sources are controlled by complex grant program designs, does not guarantee the availability of funds, low-income standards can vary across programs, and funds may already be encumbered or be encumbered quickly.

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About Us

Simply put, Fight the Flood connects property owners to contractors who can help them protect their property from rising flood waters and the financial tools available to fund those projects.
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Start the process of getting access to grants, loans and other financial assistance through the Fight the Flood program by submitting your information online.
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Have a business that can help property owners fight the flood? We want to hear from you. Contact us to learn how to get your business included in the Fight the Flood program.
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Want to Fight the Flood in Your Community?

Download more information here about how to bring this program to your coastal community.

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