Would you like to determine your ability to qualify for a grant and/or loan funding to address your septic problems?
With a little information from you, the Fight the Flood (FTF) staff can evaluate your septic needs and respond with funding opportunities that you are eligible for. Please note that these funding programs can NOT reimburse for past work you have performed.
Loans have low interest rates and offer more immediate assistance. Grant funding eligibility varies and can take time to access (sometimes months to years). It is important to consider the urgency of your need.
Financial Assistance
Determine Eligibility
Financial Assistance Available
Middle Peninsula Planning District Commission Loan Funds
Who is Eligible: Qualifying individual’s residences and businesses (businesses normally found around the waterfront).
What is Eligible: Septic repairs, replacements and upgrades.
Locations: Counties of Essex, Gloucester, King and Queen, King William, Mathews, and Middlesex, as well as the Towns of Tappahannock, Urbanna, and West Point.
Additional Information: Interest rate is currently 50% of Prime.
Department of Environmental Quality 319H (DEQ 319H) Grant Funds
Who is Eligible: Anyone in approved locations for a 50:50 cost share.
What is Eligible: Individual septic pump outs, repairs and replacements.
Locations: Piankatank/Gwynns Island/Milford Haven ONLY. Contact staff to screen your address.
Additional Information: Residential dwellings that are occupied or may be temporarily unoccupied between leases, any repair or replacement approved by Virginia Department of Health and not prohibited by any local ordinance.
Department of Environmental Quality (DEQ) Local Partner Grant Funds
Who is Eligible: Individual must qualify for 100% cost share by meeting programs Low and Moderate Income (LMI) qualifications.
What is Eligible: Community septic repair, replacements and upgrades; individual septic repairs, replacements and upgrades.
Locations: Counties of Essex, Gloucester, King and Queen, King William, Mathews, and Middlesex, as well as the Towns of Tappahannock, Urbanna, and West Point.
Additional Information: Requires a signed cost share agreement with participant and Middle Peninsula Planning District Commission (MPPDC) for MPPDC to reimburse contractor for appropriate cost share amount.
Department of Environmental Quality (DEQ) Fleet Purchase Grant Funds
Who is Eligible: Qualified business or individual for a 50:50 cost share and 100% grant for Low and Moderate Income (LMI) qualified.
What is Eligible: Individual septic repairs and replacements.
Locations: King William County.
Department of Health (VDH) Local Partner Grant Funds
No Longer Accepting Applications. Funds Exhausted.
Who is Eligible: Households must qualify by being at or below 200% of the Federal Poverty Guidelines.
What is Eligible: Household septic repairs and replacements.
Locations: Counties of Essex, Gloucester, King and Queen, King William, Mathews, and Middlesex, as well as the Towns of Tappahannock, Urbanna, and West Point.
Additional Information: No Longer Accepting Applications. Funds Exhausted.
Disclaimer
This page is for overview reference only funding sources are controlled by complex grant program designs, does not guarantee the availability of funds, low-income standards can vary across programs, and funds may already be encumbered or be encumbered quickly.
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